Comfort Dental Cleaning Cost in 2026: the Gold Plan Price List

What Comfort Dental is

Comfort Dental was founded in 1977 by Dr. Rick Kushner and is headquartered in Lakewood, Colorado. It operates as a dental franchise of over 150 independently owned offices across roughly 10 states, with its largest presence in Colorado, and offices in Arizona, Kansas, Missouri, New Mexico, Ohio, Oklahoma, Texas, and Washington. Because each office is independently owned and operated, member fees are set by state-region schedules rather than one national list; fees, promotions, and exact Gold Plan terms vary from one franchise location to the next.

The chain's positioning has always been value and access: walk-in friendly, evening and weekend hours at many offices, and a no-frills approach to preventive care. The Gold Plan is the centerpiece of that positioning, designed to give uninsured and self-pay patients a predictable annual price for routine care without the annual maximums and deductibles of traditional dental insurance.

The Comfort Dental Gold Plan in detail

The Gold Plan is a reduced-fee membership plan you buy directly from Comfort Dental Gold Plan, LLC, not a dental insurance policy. Per Comfort's enrollment materials the membership fees are tiered:

• Individual member $12.50 a month ($150 a year).
• Member plus one dependent $19.50 a month; plus up to three dependents $26.50; plus four or more $31.50 a month. Spouses and dependent children up to age 26 are eligible.
• A $12 enrollment fee applies, and the plan is a 12-month commitment.

A standard membership includes:

• Exams, routine X-rays, and up to two cleanings a year at no charge (a $5 preventive-services charge applies for Arizona members). Patients with gum disease are not covered under the free-cleaning category and are billed under periodontics instead.
• A $30 office-visit fee charged once per appointment, on top of any reduced-fee services.
• Reduced published member fees on most other in-house procedures (fillings, crowns, root canals, extractions, scaling and root planing), set by a fixed reduced fee schedule rather than a flat percentage. For example, scaling and root planing is $180 per quadrant for members versus a $410 regular fee in the Colorado-region schedule.
• Specialist work is different: if a periodontist, endodontist, oral surgeon, or orthodontist is required, the in-house member fees do not apply and the patient instead gets 20 percent off the specialist's regular fee. Orthodontics (braces) carry a $500 discount on the total case fee, at $99 a month with no down payment.

Because it is a discount plan rather than insurance, you pay the office directly at the member rate, and you cannot also bill the same visit to a third-party insurer; Comfort's terms state member insurance benefits cannot be combined with the Gold Plan. There is no annual maximum, no deductible, and no claim forms. Cancelling within the first 30 days before using benefits typically earns a full refund except for the $12 enrollment fee. Verify the current price and inclusions with your local office, as both vary by franchise and state.

Comfort Dental's published regular fees (2026)

The table below shows Comfort Dental's own published regular (usual and customary) fees for a non-member, taken from the Gold Plan reduced fee schedule for the Colorado, Kansas, Missouri, Ohio and Oklahoma region, effective May 2026. Gold Plan members pay the reduced member fee shown in the note column instead; the two included cleanings and exams are no charge. Member fees vary between the state schedules, so treat these as the published Colorado-region figures and confirm your own office.

Source: Comfort Dental Gold Plan reduced fee schedule, Colorado/Kansas/Missouri/Ohio/Oklahoma region, effective May 2026 (comfortdental.com, verified September 2026). Member fees vary by state schedule; individual franchise offices apply the schedule for their state.

Comfort Dental Gold Plan price list: what members actually pay

This is the published Gold Plan reduced fee schedule for the Colorado-region offices (comfortdental.com, verified September 2026), showing Comfort's regular fee next to the member fee. Preventive care (exams, routine X-rays, and up to two cleanings a year) is no charge; other in-house work is a fixed reduced member fee, not a percentage discount. A $30 office-visit fee is added once per appointment, and the $150-a-year membership is separate. Specialist referrals are billed at 20 percent off the specialist's regular fee, and figures vary by state schedule.

Member and regular fees from the Comfort Dental Gold Plan reduced fee schedule, Colorado-region, effective May 2026 (comfortdental.com, verified September 2026). Add the $150 annual membership and a $30 office-visit fee per appointment. Preventive care is no charge ($5 for Arizona members). Fees vary by state schedule and office; confirm before booking.

Gold Plan vs paying cash vs insurance

The decision for a self-pay patient is straightforward arithmetic. Two routine cleanings, two exams, and a set of routine X-rays at Comfort's regular fees add up to roughly $300 to $450 a year. The Gold Plan includes all of that in the $150 membership; you still pay the $30 office-visit fee at each visit (about $60 for two preventive visits), so the all-in cost is around $210, and the reduced member fees on any restorative work are pure upside. That is why the plan is the chain's headline offer rather than a low one-off cleaning price.

If you already carry dental insurance that covers two cleanings a year at 100 percent (the standard preventive benefit on most PPO plans), the Gold Plan is redundant for routine care and you should not pay for both. The only reason to consider it alongside insurance would be if your plan's basic and major coinsurance is weak and the reduced member fees on a large treatment plan beat what your insurance would pay after its annual maximum is exhausted. For most insured patients, the existing PPO benefit is the better deal for cleanings.

A dental school or FQHC community clinic will usually beat both the cash and Gold Plan rates on a single preventive cleaning (often $20 to $80 all-in), at the cost of longer appointments and less scheduling flexibility. See our low-cost options page for those routes, and our savings plans vs insurance comparison for how membership plans like the Gold Plan stack up against traditional coverage.

Comfort Dental insurance and Medicaid

Most Comfort Dental offices accept the major PPO carriers (Delta Dental, MetLife, Cigna Dental, Aetna, Guardian, Humana), with participation set at the individual office level since each franchise contracts independently. On a PPO plan, a routine cleaning is typically $0 out of pocket and a deep cleaning is covered at the basic-services tier (commonly 80 percent after deductible), so the insured out-of-pocket is the same as at any other in-network office. You cannot combine PPO insurance and the Gold Plan on the same procedure.

Medicaid participation varies sharply by office and state. In states with adult dental Medicaid benefits, some Comfort Dental franchises participate and some do not; verify before booking. For a state-by-state summary of Medicaid cleaning coverage see our Medicaid page, and for how Medicare Advantage dental allowances apply to cleanings see our Medicare cleaning page.

Comfort Dental vs other chains

For a single routine cleaning with insurance, the choice between Comfort Dental, Aspen Dental, Western Dental, Heartland Dental, and a local independent practice barely moves the out-of-pocket cost ($0 on most PPO plans). The differences are in the self-pay offer. Comfort Dental's hook is the Gold Plan annual membership; Aspen Dental's is its low new-patient exam-and-X-ray promo; Western Dental tends to run the lowest single cash cleaning rate, especially in California; Smile Generation runs at the upper end given its West Coast geography.

If you are uninsured and expect to use a chain for your regular preventive care, the Gold Plan is usually the cheapest predictable option among the corporate chains because it includes two visits and sets reduced member fees under one flat annual fee. If you only need a single cleaning and do not plan to return, paying cash at whichever chain quotes the lowest single-visit rate, or going to a dental school, is cheaper than buying a year-long membership. For Aspen's full published national price list, see our Aspen Dental price list.

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